Open Financial Data

Research-Grade Financial
Statistics & Data Hub

Citable, state-by-state economic data and national averages covering credit cards, auto loans, mortgages, and student debt. Free for journalists and researchers.

How to Cite Our Data

Our data is free to use for digital PR, journalism, and academic research. We simply ask that you provide a standard web citation linking back to the specific data page.

iCreditCalculators Data Intelligence. (2025). Average Credit Card Debt by State. Retrieved from https://icreditcalculators.com/data-hub/average-credit-card-debt-by-state

Credit Cards

Average Credit Card Debt by State

Explore the average credit card debt carried by consumers across all 50 US states. Our data highlights regional disparities in borrowing habits, cost of living impacts, and varying credit utilization rates.

50 States Data

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Auto Loans

Average Auto Loan Debt by State

Analyze the total outstanding auto loan balances by state. Discover which regions carry the highest auto debt burdens, driven by commuting patterns, vehicle preferences, and local economic conditions.

50 States Data

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Mortgages

Median Home Prices by State

Track median home prices and corresponding mortgage averages across the United States. Compare housing affordability, down payment requirements, and localized real estate market conditions.

50 States Data

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Student Loans

Average Student Loan Debt by State

Understand the financial impact of higher education across different states. We aggregated the average student loan balances carried by borrowers, revealing regional education costs and repayment trends.

50 States Data

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Credit Scores

Average Credit Score by State

Discover the average consumer credit scores across all 50 states. See which regions demonstrate the strongest financial habits and lowest risk profiles according to national scoring models.

50 States Data

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Personal Loans

Average Personal Loan Debt by State

Review the average unsecured personal loan balances carried by consumers state-by-state. This highlights trends in debt consolidation, emergency borrowing, and large purchase financing.

50 States Data

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Mortgages

Average Mortgage Down Payment by State

Compare average mortgage down payments across the United States. Find out how much homebuyers are bringing to the table in different regional real estate markets.

50 States Data

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Auto Loans

Average Auto Loan Interest Rates by State

Analyze the prevailing auto loan interest rates state-by-state. Discover how local economic factors, consumer credit health, and lender competition influence the cost of financing a vehicle.

50 States Data

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Credit Cards

Credit Card Utilization Rates by State

Examine the geographic differences in credit utilization—the ratio of credit card balances to limits. High utilization often correlates with larger credit score impacts.

50 States Data

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Research-Grade Financial Statistics & Data Hub

How to Cite Our Data

Average Credit Card Debt by State

Average Auto Loan Debt by State

Median Home Prices by State

Average Student Loan Debt by State

Average Credit Score by State

Average Personal Loan Debt by State

Average Mortgage Down Payment by State

Average Auto Loan Interest Rates by State

Credit Card Utilization Rates by State

Research-Grade Financial
Statistics & Data Hub